I’m Ready To Buy
Focused on education, connection, charity and win-win solutions. Your Wealth Advisor in Real Estate.
It Begins Right Here
LET’S GET STARTED
The first action in buying a new home is for us to identify the neighborhoods you want to live in. Drive around during the night and day. If you are not local, make a visit just to explore and if not, we can discuss some options based on your needs and wants.
The homebuying process involves several steps and procedures. Here is the high-level look at the home buying process from start to finish.
STEP 1: GET PRE-APPROVED
Why should you get pre-approved by a mortgage lender? Simple – to determine what you can comfortably afford. It also allows us to move quickly when we find the right home for you. I am happy to recommend a trusted and vetted professional who can speak with you about your financing options and have provided some names below for your convenience.
Traditional Lenders:
Mortgage Country - Jada Davis
This lender is great to work with, communicative, informational and educational. Access to down payment assistance programs.
(813) 943 9669 | [email protected]
APPLY HERE
MoneyLine Mortgage - Chad Kennedy
This lender can close very quickly, is creative and is very communicative. He owns his own company and so can be creative with programs. Has in-house appraiser so appraisals can get done very quickly as well.
(407) 340 1000 | [email protected]
APPLY HERE
VA Focused Lenders:
Armed Forces Bank - Jim Wallace
This lender is almost 100 percent focused on VA loans, hero programs, buydowns etc. Very knowledgeable and efficient.
(913) 205-9717 | [email protected]
APPLY HERE
Benchmark Mortgage - Jason Stier
This lender is almost 100 percent focused on VA loans and knows the VA loan program inside and out to include assumptions, bonus entitlements, etc.
(469) 340-6451 | [email protected]
APPLY HERE
STEP 2: INTAKE FORM
This will ensure that I have all the pertinent information prior to our meeting so that we can be purposeful in our time together.
CLICK HERE TO COMPLETE THE INTAKE FORM
STEP 3: BOOK A CONSULT
We go deeper into your needs and wants and clear up any concerns or questions you may have. We can also discuss the best strategy based on your pre-approval and any homes that you are in love with. We are available in-person or by Zoom for the consult.
STEP 4: SIGN BUYER BROKERAGE AGREEMENT
Since I am a professional, I pride myself in providing an outstanding customer experience. I do this with our Buyer Brokerage Agreement, which allows me to represent you, answer your questions and provide assistance to the highest level. I will send this to you electronically to sign from any device you choose.
STEP 5: FIND THE ONE
We will visit the homes that you are most interested in, to determine the best fit for you. I also offer a variety of options from reviewing the information with you, getting a video tour of the home to review and more…..
Once you’ve narrowed down your list and have a clear favorite, we’re ready to make an offer on your home.
SEARCH PROPERTIES VIA MOBILE APP
SEARCH PROPERTIES VIA DESKTOP/LAPTOP
STEP 6: LEARN TO NEGOTIATE
As the market trends, laws and practices change, negotiation involves skill and education. This workshop will help you to navigate the negotiation process like a pro.
STEP 7: EXECUTE CONTRACT
We are ready to help you navigate all of the steps that lead to a successful close.
STEP 8: HOME INSPECTION
A professional home inspection, which discloses vital information about a home, is a must before finalizing your purchase. I provide trusted and vetted home inspector contact information so that you can schedule with peace of mind.
STEP 9: HOME INSURANCE
Home insurance protects your new home and belongings from accidental damages. Make sure you insure your home with a plan that fits. I am happy to recommend home insurance providers to shop.
STEP 10: HOME WARRANTY
Secure a home warranty to maintain the essential, major systems and appliances that can be costly to repair out of pocket.
STEP 11: TRANSFER UTILITIES/MAIL
Often forgotten until the very last minute. It can sometimes be done weeks in advance. Mail transfer should be done the day before closing. Please also update your credit card and billing companies.
STEP 12: FINAL WALK-THROUGH
A 10-15 minute walk of the home to make sure there has not been any significant changes, all items are removed (or left behind if negotiated prior) and no damages.
STEP 13: CLOSE
Your new home is close at hand! Let’s get ready to gather the required documents, sign the paperwork, and hire a mover.
THE NEW CONSTRUCTION DIFFERENCE
The process with New Construction is slightly different and yet our role is to ensure that you receive the best representation throughout. If you are interested in both new construction and resale homes or new construction only homes, we will take some time to discuss the differences and the pros and cons.